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Galashiels Clef Club: The Clef Club is a friendly and informal society for lovers of music (vocal or instrumental) who enjoy making music together.
Members contribute to the monthly meetings by performing music of their own choice from time to time, whether solo or in ensemble.
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These can help to provide a safety net in an emergency, or to support independent living.
More information on applying to the Scottish Welfare Fund can be found on the Scottish Borders Council website or by contacting our Financial Inclusion Team.
The Government’s Welfare Reform Bill was passed through Parliament in March 2012 bringing with it a raft of changes to the whole structure of the benefits system and the way payments are made.
We know that many of you will be worried about what this could mean for you and your family.Universal Credit is paid once every calendar month in arrears.